BCS
    Business Credit Secrets

    Learn the Step-by-Step Business Credit Setup Process Most New Business Owners Miss

    Business Credit Secrets helps new and growing business owners understand business credit setup, vendor credit, net-30 accounts, business credit reporting, and approval readiness.

    Proven Setup Framework
    Clear Setup Roadmap for New LLCs
    Educational, Plain-English Content

    Free Resource

    Free: The 7-Step Business Credit Setup Checklist

    Before you apply for business credit, make sure your business is set up correctly. This free checklist walks through the basic setup steps most new LLCs and small businesses miss.

    • Avoid common setup mistakes
    • Ensure your business is structured properly
    • Prepare for vendor and net-30 accounts

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    Matthew Ray

    Created by

    Matthew Ray

    About the Creator

    Created by Matthew Ray

    Business Credit Secrets was created by Matthew Ray, an entrepreneur and CEO involved in business services, software, and technical services.

    Matthew has built and operated companies including Lawmox Software Group, IAH Cloud Services, and Jusivo Case Management.

    This course is designed to give small business owners a practical, plain-English roadmap for understanding business credit.

    Course Preview

    What’s Inside Business Credit Secrets

    A comprehensive, step-by-step training program designed to give you a clear roadmap for setting up your business profile and understanding vendor credit.

    • Module 1: Business Credit Basics
    • Module 2: Setting Up Your Business Profile Correctly
    • Module 3: EIN, D-U-N-S, Business Address, Phone, Email, and Website
    • Module 4: Vendor Credit and Net-30 Accounts
    • Module 5: Business Credit Reporting
    • Module 6: Lender Tiers and Approval Readiness
    • Module 7: Templates, Checklists, and Next Steps
    • Ongoing Updates: New lessons, vendor information, templates, and business-credit resources as available

    Complete Program

    7 Modules + Resources

    Target Audience

    Who Business Credit Secrets Is For

    This program is built for entrepreneurs at various stages who want to do things right the first time.

    New LLC owners
    Small business owners
    Independent contractors
    Gig workers starting a business
    Real estate investors
    Online sellers
    Service businesses
    People who want to separate business and personal credit
    Entrepreneurs who want a clearer business-credit setup roadmap

    Curriculum

    What You’ll Learn

    The exact steps to build a solid foundation and navigate the business credit landscape.

    How business credit works

    Why an EIN alone is not enough

    How to set up a credible business profile

    Why business address, phone, email, and website matter

    How net-30 vendor accounts work

    Which types of accounts may report to business credit bureaus

    How to avoid common approval mistakes

    How to prepare before applying for higher-tier credit products

    How to understand the difference between vendor credit, business credit cards, credit lines, and funding products

    Important Note

    Business credit results vary. Business Credit Secrets is educational and does not guarantee funding, approvals, specific credit limits, lender decisions, or business outcomes. Approval outcomes depend on business history, documentation, revenue, credit profile, lender requirements, and other factors.

    Choose Your Access Option

    Start Your Business Credit Journey

    Select the option that best fits your business needs and goals.

    Free Checklist

    Basic setup overview

    Free

    Get the basic 7-step business credit setup checklist before you apply for business credit.

    • 7-step business credit setup checklist
    • Basic setup overview
    • Email delivery

    Monthly Access

    Perfect for quick results

    $19.95/month

    Affordable starting cost

    Get access to the Business Credit Secrets training library, setup roadmap, vendor-credit education, templates, checklists, and ongoing updates for one simple monthly price.

    • Business credit setup roadmap
    • Vendor-credit and net-30 education
    • Business profile setup guidance
    • Templates and checklists
    • Lender-tier overview
    • Ongoing updates when new material is added
    • Cancel future billing according to platform settings
    BEST VALUE

    Lifetime Access

    One-time payment, forever access

    $79.95one-time payment

    Pay once and get lifetime access to the Business Credit Secrets training library, templates, checklists, and future course updates included with this offer.

    • Everything in Monthly Access
    • One-time payment
    • No recurring monthly billing
    • Lifetime access to the course materials included
    • Future updates to included course materials

    Secure Checkout

    Monthly access is best for people who want a lower starting cost. Lifetime access is best for people who want to pay once and avoid recurring billing.

    Got Questions?

    Frequently Asked Questions

    Everything you need to know before getting started with Business Credit Secrets.

    Your Next Move

    Start With the Free Checklist — Then Choose Monthly or Lifetime Access

    Before you spend money applying for business credit, make sure your business is set up correctly. Get the free checklist first, then join Business Credit Secrets for the full step-by-step training and resources.