Learn the Step-by-Step Business Credit Setup Process Most New Business Owners Miss
Business Credit Secrets helps new and growing business owners understand business credit setup, vendor credit, net-30 accounts, business credit reporting, and approval readiness.
Free Resource
Free: The 7-Step Business Credit Setup Checklist
Before you apply for business credit, make sure your business is set up correctly. This free checklist walks through the basic setup steps most new LLCs and small businesses miss.
- Avoid common setup mistakes
- Ensure your business is structured properly
- Prepare for vendor and net-30 accounts
Where should we send it?

Created by
Matthew Ray
About the Creator
Created by Matthew Ray
Business Credit Secrets was created by Matthew Ray, an entrepreneur and CEO involved in business services, software, and technical services.
Matthew has built and operated companies including Lawmox Software Group, IAH Cloud Services, and Jusivo Case Management.
This course is designed to give small business owners a practical, plain-English roadmap for understanding business credit.
Course Preview
What’s Inside Business Credit Secrets
A comprehensive, step-by-step training program designed to give you a clear roadmap for setting up your business profile and understanding vendor credit.
- Module 1: Business Credit Basics
- Module 2: Setting Up Your Business Profile Correctly
- Module 3: EIN, D-U-N-S, Business Address, Phone, Email, and Website
- Module 4: Vendor Credit and Net-30 Accounts
- Module 5: Business Credit Reporting
- Module 6: Lender Tiers and Approval Readiness
- Module 7: Templates, Checklists, and Next Steps
- Ongoing Updates: New lessons, vendor information, templates, and business-credit resources as available
Complete Program
7 Modules + Resources
Target Audience
Who Business Credit Secrets Is For
This program is built for entrepreneurs at various stages who want to do things right the first time.
Curriculum
What You’ll Learn
The exact steps to build a solid foundation and navigate the business credit landscape.
How business credit works
Why an EIN alone is not enough
How to set up a credible business profile
Why business address, phone, email, and website matter
How net-30 vendor accounts work
Which types of accounts may report to business credit bureaus
How to avoid common approval mistakes
How to prepare before applying for higher-tier credit products
How to understand the difference between vendor credit, business credit cards, credit lines, and funding products
Important Note
Business credit results vary. Business Credit Secrets is educational and does not guarantee funding, approvals, specific credit limits, lender decisions, or business outcomes. Approval outcomes depend on business history, documentation, revenue, credit profile, lender requirements, and other factors.
Choose Your Access Option
Start Your Business Credit Journey
Select the option that best fits your business needs and goals.
Free Checklist
Basic setup overview
Get the basic 7-step business credit setup checklist before you apply for business credit.
- 7-step business credit setup checklist
- Basic setup overview
- Email delivery
Monthly Access
Perfect for quick results
Affordable starting cost
Get access to the Business Credit Secrets training library, setup roadmap, vendor-credit education, templates, checklists, and ongoing updates for one simple monthly price.
- Business credit setup roadmap
- Vendor-credit and net-30 education
- Business profile setup guidance
- Templates and checklists
- Lender-tier overview
- Ongoing updates when new material is added
- Cancel future billing according to platform settings
Lifetime Access
One-time payment, forever access
Pay once and get lifetime access to the Business Credit Secrets training library, templates, checklists, and future course updates included with this offer.
- Everything in Monthly Access
- One-time payment
- No recurring monthly billing
- Lifetime access to the course materials included
- Future updates to included course materials
Secure Checkout
Monthly access is best for people who want a lower starting cost. Lifetime access is best for people who want to pay once and avoid recurring billing.
Got Questions?
Frequently Asked Questions
Everything you need to know before getting started with Business Credit Secrets.
Your Next Move
Start With the Free Checklist — Then Choose Monthly or Lifetime Access
Before you spend money applying for business credit, make sure your business is set up correctly. Get the free checklist first, then join Business Credit Secrets for the full step-by-step training and resources.