Earnings Disclaimer

1. No guarantee of results

We make no warranty, express or implied, that you will earn any specific income, obtain any specific amount of business credit, qualify for any particular lender or vendor account, or achieve any other specific result by using the Services. Nothing on our website, in our marketing, or in our courses should be interpreted as a promise or guarantee of future earnings, funding, approval, or business success.

2. Testimonials and case studies are not typical

Any testimonials, reviews, case studies, screenshots, or success stories we publish reflect the personal experiences of individual customers at a particular point in time. They are not typical. They are not a guarantee that you, or anyone else, will achieve similar results.

The customers we feature generally:

• Already had an established business or were prepared to set one up correctly;
• Had time, capital, and patience to apply the material consistently;
• Took action quickly and persistently after enrolling; and
• Faced market and lender conditions that may not match your own.

Most participants who purchase any business-education program do not achieve the results highlighted in marketing materials. Many achieve modest or no measurable results. Some lose money. By purchasing or using the Services, you acknowledge and accept this.

3. Income and funding examples are illustrative

Any dollar figures we cite — including but not limited to references to building $50,000 to $250,000 in business credit, individual approvals such as $87,000, $145,000, or $220,000, aggregate statistics such as “$180M+ in funding accessed”, and timeframes such as “90 days or less” — are examples drawn from past customers or projected scenarios. They are illustrative and aspirational. They are not a promise that you will obtain similar approvals, similar amounts, or any approval at all, on any timeline.

4. Forward-looking statements

Some statements in our materials are “forward-looking,” meaning they describe what we believe may be possible in the future. Words like “can,” “could,” “will,” “may,” “expect,” “believe,” “plan,” “project,” or similar indicate forward-looking statements. Forward-looking statements involve uncertainty and risk; actual outcomes may differ materially from any projection or example.

5. Business credit involves risk

Applying for, accepting, and managing business credit carries real financial, legal, and operational risk. Risks include but are not limited to:

• Personal-guarantee requirements that may attach to certain business credit products despite best efforts to avoid them;
• Reporting of business or personal credit activity that affects your scores;
• Fees, interest, and penalty rates that may be substantial;
• Account closures, credit-limit reductions, or balance-chargeoffs initiated by the lender;
• Tax consequences associated with debt forgiveness or default;
• Legal exposure if information submitted to a lender or vendor is inaccurate or misleading;
• State and federal laws — including consumer-protection, credit-reporting, and small-business lending laws — that change over time and vary by jurisdiction.

You should not pursue any credit strategy you do not fully understand or cannot afford to lose. Past lender policies are not a guarantee of future approvals; lenders may change their criteria at any time.

6. Not financial, legal, or tax advice

Lawmox is not a bank, lender, broker, registered investment adviser, credit-repair organization as defined by the federal Credit Repair Organizations Act, attorney, certified public accountant, or fiduciary. Nothing in the Services constitutes financial, legal, tax, accounting, or investment advice. The Services do not create any professional or advisory relationship between you and Lawmox. You should consult qualified, licensed professionals before making any financial, legal, or tax decision.

7. Your responsibility

You are solely responsible for:

• Evaluating whether the Services are appropriate for your situation;
• Verifying eligibility for any vendor account, credit card, line of credit, or loan you apply for;
• Providing truthful, accurate, and complete information in every application;
• Complying with all applicable laws, lender policies, and contractual obligations;
• The financial outcomes of any action you take, including debt you incur and any negative impact on personal or business credit; and
• Your own business decisions, including hiring, spending, and growth choices funded by credit obtained while using the Services.

To the fullest extent permitted by law, Lawmox is not responsible for the choices you make or the results you achieve.

8. External factors we don’t control

Your results will be influenced by factors outside our control, including but not limited to: the age and revenue of your business; your personal and business credit history; your industry, geography, and entity type; the time, energy, and capital you commit; lender underwriting standards; macroeconomic conditions (including interest rates, credit availability, and recession risk); changes in law and regulation; and the actions of third parties such as credit bureaus, vendors, and government agencies.

9. Contact

If you have questions about this Earnings Disclaimer, contact us:

By using the services you acknowledge that you have read, understood, and accepted this earnings disclaimer.

© 2026 Lawmox Software Group, Inc. Business Credit Secrets is a brand of Lawmox Software Group, Inc. All Rights Reserved.